How Does IRPF Work for Self-Employed?
IRPF is a progressive tax: you pay a higher percentage as you earn more. As self-employed, you must make quarterly payments (form 130) and an annual tax return (form 100). Many self-employed don't know how much they'll actually pay until year-end.
- Plan your quarterly payments precisely
- Avoid surprises in annual tax return
- Optimize your tax deductions
- Compare different income scenarios
- Make informed investment decisions
- Save time and avoid calculation errors
Annual
Total annual income after deductible expenses
Pension plan, regional deductions, etc.
IRPF Brackets 2025
Up to 12.450,00 €19.00%
12.450,00 € - 20.200,00 €24.00%
20.200,00 € - 35.200,00 €30.00%
35.200,00 € - 60.000,00 €37.00%
60.000,00 € - 300.000,00 €45.00%
From 300.000,00 €47.00%
Your Estimated IRPF
Taxable Base28.000,00 €
Total IRPF to Pay6565,50 €
Effective Rate23.45%
Net Income (after IRPF)21.434,50 €
Quarterly Payment (Form 130)1641,38 €
Disclaimer: Important Disclaimer
This calculator provides approximate estimates based on general state IRPF brackets. It does not include regional brackets or specific deductions from each autonomous community. Results are indicative and do not substitute professional tax advice. Always consult with your tax advisor before making tax decisions.
Need a Custom Tool for Your Business?
Our team can develop personalized calculators and tools tailored to your specific needs.